Using “Travel Now, Pay Later” Options to Beat High Travel Prices

Using Travel Now Pay Later Options to Beat High Travel Prices

You don’t need to have genius level IQ to know that most online travel sites boast of offering the best deals when in reality, they all offer pretty much the same price. The fact is the majority of travel prices are set by the airlines, cruise lines, hotels, etc. which means that these sites have very little control over how much you pay. The good news is you can beat these high travel prices but first, you need to accept the situation for what it is. Secondly, and this is for those with minimal travel funds, you need to look for a way that’ll let you go for this vacation without paying upfront.

In this article, we’ll be looking at several options for travel now and pay later. For the longest time, people have been using credit cards to pay for their travelling expenses. But for the purpose of this article, we’ll explore a different option before looking into the credit card option. If you require more information on travel and finance, simply visit www.personalloansnow.co.uk.

Using Travel Now Pay Later Options to Beat High Travel Prices

Vacation Financing

Vacation finance is the most recent “travel now, pay later” option. Typically, financing (for cars, homes, etc.) is done via banks but vacation financing is carried out through private organizations. The process is simple enough to understand; you register with any good vacation financing company, make a small down payment which lets you book the trip, and select you next vacation spot form the many travel options available.

The Cons of Vacation Financing

  • Before booking a trip, you need to make a down payment
  • Companies that offer this service aren’t as well-known as traditional banks

The Pros of Vacation Financing

  • Since credit checks aren’t involved, anyone can participate, including those with bad credit
  • There are no interest fees
  • Vacation finance package includes air, resorts, hotels, and cruises
  • The monthly payment plan is usually very affordable and small

Using Travel Now Pay Later Options to Beat High Travel Prices

Credit Cards

Credit cards are the most popular travel now, pay later option. It has been around for a long time, and it is still the most widely used option. With a credit card, you can simply charge the vacation to the card and make monthly payments. Most people are already familiar with how credit cards work but let’s still look at the positives and negatives.

The Cons of Credit Cards

  • Credit cards typically have rather high interest rates. If you have a bad or low credit, then you’ll earn a higher interest rate
  • Only a small amount of your payment goes towards the principal balance
  • There are always hidden charges and fees attached to credit cards
  • Paying off something as minor as a vacation can sometimes take years
  • You need to have very good credit if you want low rates and a good card

The Pros of Credit Cards

  • Credit cards are offered by well-known financial institutions and banks
  • You can generate credit rating if you pay back on time
  • Small monthly payments
  • You can get miles and airline points towards reduced travel price


There you have it, two “travel now, pay later” options that you can use to finance your vacation. Whichever option you choose depends on you and what you’re comfortable with.

Author Name: Darshan Shah

Author Bio :
Darshan Shah is a young serial entrepreneur, digital marketer and blogger. He's founder of TheWebReach.com and providing Digital Marketing services like SEO, Guest Bloggiing and many more. He's enthusiastic about creating blogs and writes creative content for the readers. He loves to help people to grow their business worldwide through his digital marketing knowledge.


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